I know someone very well, a very successful and rich person who works in the NY financial world. From the time he was a kid, he was always just very good with money. He saved it, didnt buy anything, monitored his bank account. He's also the sweetest person you'd ever meet. Great father, not racist, unkind, any of it. He's honest and his clients trust him, he's conservative with his clients' money and invests it wisely, and this is the secret of his success. The Bear wrote that people get rich due only to luck and being handed $, this is absolutely untrue in this case and in the cases of many, many, many other people I know who did not grow up rich or get any special favors, but went to law school, medical school, business school, on loans, and worked hard for their success. No luck, and certainly no sociopathic behavior, involved...