This is my view for newbies here. You just started losing hair prob, you can delay this with minoxidil and possibly even get regrowth! The slower your hair loss, the longer minoxidil will last. From the charts i saw, it should be a minimum of two years. Look at it like this, you have two years minimum extra to jump on an anti androgen product. Since some stuff "Seems" in development, i think it will be quite likely this will happen.
Now why i don't want to jump of finasteride in the meantime? Well probable nothing happens, but the psychological distress would be enough for me to give me a soft noodle. I guess with all the stories i would always be in doubt. According to their writings, if you don't get it right away, does not mean you're home free. It could happen suddenly after a few years of no issues. Also i'm probably too dumb for this stuff, but i'm worried that fini might give you some upregulation after you quit using and probably may lessen the effect of future treatments. If i was on this forum six years ago i probably would be on finasteride though, but we newbs have an opportunity to avoid it. This is at least my take on that.
Greetings!