I've taken low dose finasteride since May 2015 and then moved to 1 mg daily in September 2015. I don't think it's gotten any worse since the beginning, it just weirds me out more for some reason now.
When I put my arms up or when I lie down my chest and nipples look normal and flat, it's only when my arms are relaxed by my sides that the nipples (and some of the fat surrounding it) look kinda puffed out.
I guess I will just have to work those 10-15 lbs off, and maybe take some zinc supplements, see if that helps.
I think that if there is no lumps or weird tissue that you can feel underneath there, then it's not really gyno but maybe the increased estrogen makes more fat deposit in that area, so losing weight should sort that out.