Although unwanted sides are scarce, they are very real. Do what you and your family doctor believe is best. On the grand scheme of things (youth, good overall hair density, etc.,) you can probably afford to wait for now. I'm partial to Wolfpacks attitude. Many here will disagree, but not necessarily in principal, even sdo I think you can afford to wait at least a year longer. Bear this fact in mind: For finasteride. to work indefinitely you must take it for the rest of your life. I wish you full success in whichever decision you make.