i'm 20 years old and have noticed my temples receeding for some time. i have put off talking to my doctor about propecia because i find it a bit embarassing, but i think it's about time i get over it. i need to make an appointment for a check up, will i be able to address being put on propecia there, or will i need to see a specialty doctor? what is the approximate cost of this treatment and will health insurance help out?