In my twenties I was a NW1, and I didn't even really need finasteride until later in life. I did it with Minoxidil. Stop thinking that everybody is going to have the same response as you.
And yes, I'll be happy to send you pictures of when I was 29, with a NW1 hairline. And some men really do respond well with minoxidil. Is it as good as Finasteride, no.
But even finasteride won't regrow temple hair (very rarely, I posted a link to fifty men who take it on this board. All had good results with Finasteride. But only TWO regrew any temple hair. The one was Asian. I don't know the raise of the other, but he was not white.
And honestly, why do you care so much what other people take? If they don't want to take finasteride, that's their business, not yours.
I don't tell you, or anybody else what medication they should take. That is an individuals choice.