High Cortisol - DHT

[Krangstein]

Does high cortisol cause more DHT?

 

[vauxall]

see one of my older posts:
viewtopic.php?f=32&t=54780

 

[Krangstein]

So cortisol increases DHT. BUT is it true that testosterone make the AR less sensitive and therefore cause LESS hairloss? I am confused?