Are you relatively young tho? I feel like this may change as you get older. Even over the past year or so (and I am only 23 now), as more of my friends are getting married, I have thought more about how I would want kids in the future. I have always firmly believed that having kids was a horrible idea, but my thoughts on this often changes. Definitely do not want to f*** over my future with something like this. At the moment hair is a much bigger issue, but I feel like this would change if I actually had kids. If dutasteride has a good chance of causing infertility then I really don't think I could do it, even though hair is like the biggest thing on my mind atm. If it is only a small percent chance tho I would take those odds. Worst case scenario is that duta doesn't do sh*t for my hair and it causes infertility, with given my luck, I could honestly see this happening.
And gyno...that sh*t legit terrifies me.