Absolutely yes. Don't kid yourself, you will certainly care more about hair transplant problems (such as scars) than you do about hair loss.
I got my first transplants at age 21, and have regretted them every day. Your mileage may vary though. But I understand the deep sense of shame that some guys experience because they have an early onset of male pattern baldness. Very few people resort to hair transplants though. I think it's really too bad guys are so devastated, and it's needless. Hair loss won't prevent you from doing anything (including having confidence). Hard to understand that in your 20s, but as you enter your 30s and 40s, more and more friends and peers will also start facing hair loss too, and you'll also understand that your dating partners will care less than they did in your 20s.
A hair transplant doesn't guarantee "good hair" - a lot will depend on your personal characteristics (some guys are better candidates than others, and can expect better results). Also, your first hair transplant is usually just the beginning - the vast majority of patients require multiple surgeries. The idea that you'll address your hair loss with one hair transplant is faulty logic (you might not have suggested that - if not, my apologies).
I sincerely wish everyone well, I just hate to see people taking a casual attitude about weighing the risks. The possible negatives should not be glossed over.